Student Account

Designed for students, ages 18 to 24, enrolled in post-secondary education.

Special Features:

Student e-Chequing

  • low monthly fee of $2.00 includes 50 electronic debt transactions per month as follows: withdrawals at all B.C. credit union ATMs and EXCHANGE® ATMs; direct payment purchases; preauthorized payments; MemberLink® Telephone Service and MemberDirect® Online Service(INTERAC e-Transfer® transaction fee is $1.50)
  • some reduced fees as for HEADSTART® Youth e-Chequing Account apply for transactions in excess of the maximum 50 per month and for other services not listed above (in-branch withdrawals .75 and transfers .30 each)

Student Loans

Similar options as standard loan, with the following special features:

  • applications may be made yearly, or total loan can be approved under one promissory note, but advanced annually over a specified number of years (for example: $15,000 loan approved with $5000 advanced per year over 3 years)
  • Interest-only payments while enrolled in post-secondary education
  • after graduation, interest-only payments allowed for a maximum of 6 months as "grace period"
  • lower interest rate than standard loan rates
  • parent or guardian must co-sign or guarantee the loan
  • maximum loan amount is $10,000 per year over 4 years = $40,000

Convenience Banking – on the Coast or off, we make it easy for you!

®MEMBERDIRECT is a registered trade-mark owned by Canadian Credit Union Association, used under license.

®INTERAC e-Transfer is a Trade-mark of Interac Inc. Used under license.

®HEADSTART is a registered certification mark owned by Canadian Credit Union Association, used under license.

®DING FREE is are registered trade-mark of Central 1 Credit Union, used under license

Rates, fees and accounts are subject to change. For a complete list of services and fees, refer to our Service Fee guide.

 

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