Term Deposits

Our Term Deposits are a guaranteed way to grow your money short or long-term. Competitive rates, redeemable options. Plus, your money stays local: funding your neighbour's mortgage, your favorite retailer's expansion and community initiatives – benefiting everyone from youth to seniors. Talk with us today!

At Sunshine Coast Credit Union, depositors are 100% protected by the Credit Union Deposit Insurance Corporation of British Columbia. Learn more.

Conditions apply; rates subject to change.

Regular Term Deposits

• fixed terms: 30 days to 5 years (redeemable and non-redeemable options)
• non-redeemable terms generally pay higher than redeemable
• interest paid at maturity, annually, semi-annually, quarterly or monthly

Escalator Term Deposits

With our Escalator Term Deposits you earn a higher rate of interest each successive year throughout the life of the term deposit. 

Coast Accumulator Term Deposits

• contract to deposit a fixed amount over a specific period of time
• interest is calculated on a closing daily balance and paid annually
• non-redeemable fixed rate terms: 1 -5 years
• minimum deposit/installment amount of $25.00 per month
• RRSP eligible
• minimum overall contractual amount $500 for registered plans and $1000 for non-registered plans

Special Term Deposits

• offered at specific times during the year
• special rates and terms apply

Please visit our Rates page to find out more about current rates and product offerings


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