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Stay on course with smart advice

First time home buyers

Looking to buy a home for the first time? We’re here to help take the stress out of buying a home.

Here’s how our Advisors can customize The Perfect Mortgage for you:

  • Choose a term that fits your life goals
  • Set payments as bi-weekly to accelerate paying down your mortgage
  • Provide a 90-day rate guarantee to shop with confidence

Renewing or refinancing your current property

Looking to renew or refinance your current property?

Here’s how our Advisors can customize The Perfect Mortgage for you: 

  • Refinance to a shorter term at a higher monthly payment 
  • Gain access to additional funds if you have outstanding debts
  • Consolidate your debt under one roof, at one low rate
  • Take advantage of lower rates that will reduce your monthly payments. 

Buying an investment property  

Looking to purchase an investment or rental property?

Here’s how our Advisors can customize The Perfect Mortgage for you:

  • Make a real estate purchase and cover your other financial commitments
  • Ensure your credit is in good standing
  • Utilize your primary residence as a potential source of financing

Building a home

Looking to build a new home? We have the tools.

Here’s how our Advisors can customize The Perfect Mortgage for you:

  • Access to a construction mortgage
  • Up to one year for completionInterest only payments during construction
  • Minimum draw of $2,500
  • No interim financing required; single mortgage document

Self-employed 

We have the right mortgage for you.

Here’s how our Advisors can customize The Perfect Mortgage for you: 

  • Ideal for business owners or self-employed
  • Borrow up to 65% of the value of the property
  • Consider your home equity line of credit to help finance your business
  • All we require is your Notice of Assessment and financial statements from the past two year

Finding you the best rate

At Sunshine Coast Credit Union, we look at the full picture when providing you with a rate quote.

We reward member loyalty and value the strong relationship we’ve built together. We have a stellar reputation for thinking outside the box and creating innovative solutions. We can do this because we're locally owned and operated right here on the Sunshine Coast. 

Give us the opportunity to quote on your mortgage today, and let us demonstrate what we can do for you.

Get pre-approved within an hour

Apply for a mortgage online