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UPDATES ON COVID-19: Your health and financial wellbeing is our top priority. Get the latest updates here. 



Contact us by phone (604.740.2662) or (Live Chat) for all your banking related matters Monday to Friday 7:30am - 6:30pm and Saturdays 7:30am - 5:00pm (Please note we have minimized our In-Branch Service Hours)


Understand the difference between loans and lines of credit

How personal loans work

  • Apply for the loan
  • Receive the entire funds up front
  • Pay it back over time

Personal loans are typically used for:

  • Major purchases
  • Debt consolidation
  • Auto
  • Recreational vehicles
  • Boat & Marine

How lines of credit work

  • Apply for the line of credit
  • Access your money as you need it
  • Pay it back over time on a schedule or pay interest only
  • Pay down the line of credit as often or as fast as you wish
  • Set up recurring transfers online to control extra payments

Lines of credit are typically used for:

  • Renovations
  • Unexpected expenses
  • Education
  • Wedding