- Monthly Fee - $6.00
- 6 Transactions
- FREE Deposits
Skip to main content
Welcome! We are pleased to continue uninterrupted financial services through your choice of channel: digital, online chat, phone, or in-branch. Learn more about your options, our hours and how we are keeping everyone safe along the way.
We are pleased to be able to assist our members in accessing the Government’s Canada Emergency Business Account (CEBA).
Deadline to apply has extended to October 31st. Learn more
-
Accounts
-
Credit Cards
-
Payment Solutions
-
Financing
-
Investing & Retirement
-
Insurance
Accounts
Credit Cards
Payment Solutions
Financing
Investing & Retirement
Insurance
BUSINESS CHEQUING ACCOUNT FEES
ENDEAVOUR 6
ENDEAVOUR 30
- Monthly Fee - $20.00
- 30 Transactions
- FREE Deposits
ENDEAVOUR UNLIMITED
- Monthly Fee - $55.00
- Unlimited Transactions*
- FREE Deposits
BUSINESS ACCOUNT FEES
| Insufficient Funds Fee | $42.00 |
| Cheques, encoded, per item | $0.75 |
| Cheques, non-encoded, per item | $5.00 |
| Rejected items, per item | $5.00 |
| Direct payment purchases | $0.75 |
| Preauthorized payments | $0.75 |
| Business cheques, printing order | Cost |
| Cheque holders/binders | Cost |
| Additional starter cheques/per page | $3.00 |
| In-branch withdrawals or transfers | $0.75 |
| System transfer to cover overdraft | $4.00 |
| Telephone request for transfer | $4.00 |
| MemberDirect® Online transfer | $0.75 |
| MemberLink® Telebanking transfer | $0.75 |
| Chargebacks | $5.00 |
| Stop payments | $13.00 |
| Overdraft charge, per item | $5.00 |
| Collections sent and received | $18.00 |
| Line of Credit, monthly fee min. | $2.50 |
| Annual account review | Negotiable |
| Customer Automated Funds Transfer (CAFT) | Negotiable |
| Night depository bags | Cost |
| Bill payments - in-branch | $1.50 |
| Bill payments by MemberLink® Telebanking, MemberDirect® Online Banking | $0.75 |
| INTERAC e-Transfers® | $1.50 |
| Monthly Printed Statement Fee | $2.00 |
| Cheque Images included in Printed Statement | $1.00 |
| Deposits at SCCU (in-branch, ATM, night depository) | FREE* |
| Coin orders | FREE* |
| *SCCU reserves the right to negotiate the monthly fee to accommodate extremely high volume accounts, and to limit large volume cash and cheque deposits. |
AUTOMATED TELLER MACHINE (ATM) CHARGES
| SCCU ATM | $0.75 |
| Other BC Credit Union ATM | $0.75 |
| EXCHANGE ATM | $0.75 |
| INTERAC® ATM | $2.00 |
| U.S. ATM | $3.00 |
| International ATM | $5.00 |
Some institutions have additional surcharges; THE EXCHANGE® Network has no surcharges.
WIRE TRANSFERS
| To credit union in BC | $10.00 |
| To credit union outside of BC or bank | $20.00 |
| International | cost + $7.00 |
MISCELLANEOUS
| Letter of interest paid (income tax) | $15.00 |
| Registration of Certificate of Title | cost +$25.00 |
| Letter of Credit | 1% min. $25.00 |
| Automatic loan payment reversed | $5.00 |
| Account closed (open less than 90 days) | $25.00 |
Balance of account transfer** | $20.00 |
| Inactive account – annually | $25.00 |
| Reference letter – account balance | $15.00 |
| Reference letter – bank verification | $20.00 |
| Reference letter – interest earned | $15.00 |
| Voucher search – less than 30 days | $5.00 |
| Voucher search – more than 30 days | $30.00/hr, min. $15.00 |
| Post dated cheques, held for deposit | $3.00 per item |
| Statement prepared in branch | $5.00 |
| Chargebacks | $5.00 |
| Cheque drawn on non-chequing account | $5.00 |
| Bill payment tracing | cost |
| Replace lost night deposit key | cost |
| Returned mail processing fee | $10.00 |
| U.S. Draft (USD) | $6.75 |
| Official Cheque | $6.75 |
| Monthly Printed Statement Fee | $2.00 |
| Cheque Images included in Printed Statement | $1.00 |
| Additional change of signor fee | $25.00 |
Start today
*Transactions included in Account Packages: direct payment purchases, pre-authorized payments, bill payments through MemberLink® Telebanking, MemberDirect® Online Banking, withdrawals at all BC credit union ATMs and EXCHANGE® ATMs, in-branch withdrawals and cheques.
**Except when transferred to another credit union.
MEMBERCARD® is a registered certification mark owned by Canadian Credit Union Association, used under license.
INTERAC Online® and INTERAC e-Transfer® are trademarks of Interac Inc. Used under license.
MemberLink® Telephone Service and MemberDirect® Online Service are registered trademarks owned by Canadian Credit Union Association, used under license.
We are always here to help
LIVE CHAT
M-F 7:30am - 6:30pm
Sat 7:30am - 5:00pm
inquiries@sunshineccu.net
M-F 7:30am-6:30pm
Sat 7:30am -5:00pm