- Monthly Fee - $4
- In-Branch or Electronic Transactions - 12
- INTERAC® e-Transfers - FREE
- Members 60 years of age or over enjoy a $4 discount on their monthly fee
Sunshine Coast Credit Union is proposing to continue federally for the purposes of immediately merging with Coast Capital and Prospera credit unions. Find out more here. For full details about changes in deposit insurance, see the Notice Pursuant to the Disclosure on Continuance Regulations.
CHEQUING ACCOUNT FEES
CORE
MOBILE UNLIMITED
- Monthly Fee - $9
- Electronic Transactions - Unlimited
- INTERAC® e-Transfers - FREE
- INTERAC® ATM withdrawals - 2
- Members 60 years of age or over enjoy a $4 discount on their monthly fee
OPEN ACCOUNT
PREMIUM UNLIMITED
- Monthly Fee - $14
- In-Branch or Electronic Transactions - Unlimited
- INTERAC® e-Transfers - FREE
- INTERAC® ATM withdrawals - 2
- Members 60 years of age or over enjoy a $4 discount on their monthly fee
OPEN ACCOUNT
U.S. DOLLAR ACCOUNTS
- Monthly Fee (USD) - $1.50
- Cost for services in USD (see Personal Account Fees)
Call us or visit one of our branches to open a U.S. Dollar Account.
YOUTH ACCOUNT FEES
CORE YOUTH (ages 10 - 18)
- Monthly Fee - FREE
- In-Branch or Electronic Transactions - 12
- INTERAC® e-Transfers - FREE
OPEN ACCOUNT
MOBILE UNLIMITED - Youth (ages 10-18) and Student (annual proof of enrolment required)
- Monthly Fee - FREE
- Electronic Transactions - Unlimited
- INTERAC® e-Transfers - FREE
- INTERAC® ATM withdrawals - 2
OPEN ACCOUNT
ADDITIONAL ACCOUNT FEES
PERSONAL ACCOUNT FEES
| Insufficient Funds Fee | $45.00 |
| Overdraft charge, per item | $5.00 |
| System transfer to cover overdraft | $4.00 |
| Telephone request for transfer | $4.00 |
| Cheques, encoded, per item | $1 ($0.30 Youth) |
| Cheques, non-encoded, per item | $5.00 |
| Rejected items, per item | $7.00 |
| Preauthorized payments | $1 ($0.30 Youth) |
| Direct payment purchases | $1 ($0.25 Youth) |
| Stop payment order | $16.00 |
| Processing cheque drawn in U.S. funds on CDN account | $16.00 |
| Cheque sent/received for/on collection | $26.00 |
| Personalized cheques (printing) | Cost |
| Additional starter cheques/per page |
$2.00 |
| Line of Credit, monthly fee minimum | $2.50 |
| Bill payments - in-branch | $1.50 ($0.75 Youth) |
| Bill Payments by MemberLink® Telebanking, MemberDirect® Online Banking | $0.75 ($0.30 Youth) |
| Fee to replace lost ATM card | $5.00 |
| Withdrawals (in-branch) | $1 |
| Transfers for Mobile Unlimited (in-branch) | $1.50 ($0.30 Youth) |
| Monthly Printed Statement Fee (does not apply to Youth/Student Accounts) | $2.50 |
| Cheque Images included in Printed Statement | $1.00 |
| INTERAC e-Transfers® (unless included in Account Package) | $1.50 |
| INTERAC Online®* | FREE |
| Deposits at SCCU (in-branch, ATM, night depository) | FREE |
| Transfers (in-branch) | FREE |
| Transfers for Mobile Unlimited (in-branch) | $1 (0.30 Youth) |
WIRE TRANSFERS
| Domestic and International lncoming | $13 |
| Domestic and International Outgoing | $32 |
BILL PAYMENTS
MEMBERLINK® TELEBANKING |
MEMBERDIRECT® IN-BRANCH |
IN-BRANCH |
|
| Regular | $0.75 | $0.75 | $1.50 |
| Youth/Student | $0.30 | $0.30 | $0.75 |
| Business | $0.75 | $0.75 | $1.50 |
AUTOMATED TELLER MACHINE (ATM) CHARGES
|
|
REGULAR |
YOUTH/ STUDENT |
| SCCU ATM | $0.75 | $0.25 |
| Other BC Credit Union ATM | $0.75 | $0.25 |
| EXCHANGE® ATM | $0.75 | $0.25 |
| INTERAC® ATM | $2.50 | $2.50 |
| U.S. ATM | $3.00 | $3.00 |
| International ATM | $5.00 | $5.00 |
Some institutions have additional surcharges; THE EXCHANGE® Network has no surcharges.
BORROWING + LENDING
LOANS
| PPSA - registration |
cost +$25 |
| Renewal |
cost |
| Lien search |
cost +$15 |
|
Alterations
|
min. $20 |
MORTGAGES
| Appraisals |
cost |
| Inspections |
cost |
| Title Search |
cost |
| Registry and solicitor fees |
cost |
| Discharge and transfer out |
$75 .00 |
| Early renewal 3 months interest or interest differential |
|
| Renewal |
$85.00 |
| Transfer in from other Financial Institution |
nil |
SAFETY DEPOSIT BOXES
|
Small |
$50.00 +GST |
| Medium |
$60.00 +GST |
| Large |
$85.00 +GST |
| Extra Large |
$125.00 +GST |
| Drilling box |
cost + $25.00 |
| Replacing lost key |
cost + $10.00 |
MISCELLANEOUS
| Letter of interest paid (income tax) | $15.00 |
| Registration of Certificate of Title | cost +$25.00 |
| Letter of Credit | 1% min. $25.00 |
| Automatic loan payment reversed | $5.00 |
| Account closed (open less than 90 days) | $25.00 |
| Balance of account transfer* | $22.00 |
| Inactive account – annually | $35.00 |
| Reference letter – account balance | $20.00 |
| Reference letter – bank verification | $23.00 |
| Reference letter – interest earned | $23.00 |
| Voucher search – less than 30 days | $6.00 |
| Voucher search – more than 30 days | $30.00/hr, min. $15.00 |
| RESP, RRSP, RRIF or TFSA transfer out | $65.00 |
| Post dated cheques, held for deposit | $4.00 per item |
| Statement prepared in branch | $5.00 |
| Chargebacks | $7.00 |
| Cheque drawn on non-chequing account | $7.00 |
| Bill payment tracing | cost |
| Replace lost night deposit key | cost |
| Returned mail processing fee | $10.00 |
| U.S. Draft (USD) | $10.00 |
| Official Cheque | $10.00 |
| Monthly Printed Statement Fee (does not apply to Youth) | $2.50 |
| Cheque Images included in Printed Statement | $1.00 |
| Additional change of signor fee | $25.00 |
Start today
Open a Core Account
Open a Premium Unlimited Account
Open a Mobile Unlimited Account
Open a Core Youth
Open a Youth Mobile Unlimited
We are always here to help
® MEMBER CARD is a registered certication mark owned by Canadian Credit Union Association, used under license.
® INTERAC Online and INTERAC e-Transfer are Trade-marks of Interac Inc. Used under license.
® MemberLink Telephone Service and MemberDirect ® Online Service are registered trade-marks owned by Canadian Credit Union Association, used under license.
® ding free is a registered trade-mark of Central 1 Credit Union, used under license. This brochure is a general source of information and is subject to change. Some conditions and additional fees may apply.
Rates, fees and accounts are subject to change. For a complete list of services and fees, refer to our Service Fee Guide.
*Except when transferred to another credit union
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