Sunshine Coast Credit Union is proposing to continue federally for the purposes of immediately merging with Coast Capital and Prospera credit unions. Find out more here. For full details about changes in deposit insurance, see the Notice Pursuant to the Disclosure on Continuance Regulations.
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CHEQUING ACCOUNT FEES

  • Monthly Fee - $4
  • In-Branch or Electronic Transactions - 12
  • INTERAC® e-Transfers - FREE
  • Members 60 years of age or over enjoy a $4 discount on their monthly fee

OPEN ACCOUNT    

 
  • Monthly Fee - $9
  • Electronic Transactions - Unlimited
  • INTERAC® e-Transfers - FREE
  • INTERAC® ATM withdrawals - 2
  • ​​Members 60 years of age or over enjoy a $4 discount on their monthly fee

OPEN ACCOUNT

 
  • Monthly Fee - $14
  • In-Branch or Electronic Transactions - Unlimited
  • INTERAC® e-Transfers - FREE
  • INTERAC® ATM withdrawals - 2
  • Members 60 years of age or over enjoy a $4 discount on their monthly fee

OPEN ACCOUNT

 
  • ​Monthly Fee (USD) - $1.50
  • Cost for services in USD (see Personal Account Fees)

Call us or visit one of our branches to open a U.S. Dollar Account.

 

YOUTH ACCOUNT FEES

  • Monthly Fee - FREE
  • In-Branch or Electronic Transactions - 12
  • INTERAC®  e-Transfers - FREE

OPEN ACCOUNT

 
  • Monthly Fee - FREE
  • Electronic Transactions - Unlimited
  • INTERAC® e-Transfers - FREE
  • INTERAC® ATM withdrawals - 2

OPEN ACCOUNT

 

ADDITIONAL ACCOUNT FEES

Insufficient Funds Fee $45.00
Overdraft charge, per item $5.00
System transfer to cover overdraft  $4.00
Telephone request for transfer  $4.00
Cheques, encoded, per item      $1 ($0.30 Youth)
Cheques, non-encoded, per item  $5.00
Rejected items, per item  $7.00
Preauthorized payments  $1 ($0.30 Youth)
Direct payment purchases  $1 ($0.25 Youth)
Stop payment order     $16.00
Processing cheque drawn in U.S. funds on CDN account  $16.00
Cheque sent/received for/on collection $26.00
Personalized cheques (printing) Cost
Additional starter cheques/per page
$2.00
Line of Credit, monthly fee minimum $2.50
Bill payments - in-branch  $1.50  ($0.75 Youth)
Bill Payments by MemberLink® Telebanking, MemberDirect® Online Banking $0.75 ($0.30 Youth)
Fee to replace lost ATM card  $5.00
Withdrawals (in-branch)  $1
Transfers for Mobile Unlimited (in-branch)  $1.50 ($0.30 Youth)
Monthly Printed Statement Fee (does not apply to Youth/Student Accounts) $2.50
Cheque Images included in Printed Statement  $1.00
INTERAC e-Transfers® (unless included in Account Package) $1.50
INTERAC Online® FREE
Deposits at SCCU (in-branch, ATM, night depository) FREE
Transfers (in-branch)   FREE
Transfers for Mobile Unlimited (in-branch) $1 (0.30 Youth)
 
Domestic and International lncoming $13
Domestic and International Outgoing $32
 
 

MEMBERLINK® TELEBANKING

MEMBERDIRECT® IN-BRANCH       

IN-BRANCH

Regular $0.75 $0.75 $1.50
Youth/Student $0.30 $0.30 $0.75
Business $0.75 $0.75 $1.50
 

 

REGULAR

YOUTH/ STUDENT

SCCU ATM $0.75 $0.25
Other BC Credit Union ATM       $0.75 $0.25
EXCHANGE® ATM $0.75 $0.25
INTERAC® ATM $2.50 $2.50
U.S. ATM $3.00 $3.00
International ATM $5.00 $5.00

Some institutions have additional surcharges; THE EXCHANGE® Network has no surcharges.
 

LOANS

PPSA - registration                                                    
cost +$25 
Renewal 
cost 
Lien search 
cost +$15

Alterations 

 

min. $20

MORTGAGES

Appraisals 
cost 
Inspections
cost 
Title Search 
cost 
Registry and solicitor fees 
cost 
Discharge and transfer out 
$75 .00
Early renewal 3 months interest or interest differential 
 
Renewal 
$85.00
Transfer in from other Financial Institution 
nil
 

Small 

$50.00 +GST
Medium
$60.00 +GST
Large
$85.00 +GST
Extra Large
$125.00 +GST
 Drilling box
cost + $25.00
Replacing lost key                                                                    
cost + $10.00
 
Letter of interest paid (income tax)  $15.00
Registration of Certificate of Title  cost +$25.00
Letter of Credit  1% min. $25.00
Automatic loan payment reversed $5.00
Account closed (open less than 90 days)                                                                                   $25.00
Balance of account transfer* $22.00
Inactive account – annually  $35.00
Reference letter – account balance  $20.00
Reference letter – bank verification  $23.00
Reference letter – interest earned $23.00
Voucher search – less than 30 days  $6.00
Voucher search – more than 30 days  $30.00/hr, min. $15.00
RESP, RRSP, RRIF or TFSA transfer out  $65.00
Post dated cheques, held for deposit  $4.00 per item
Statement prepared in branch  $5.00
Chargebacks  $7.00
Cheque drawn on non-chequing account  $7.00
Bill payment tracing  cost
Replace lost night deposit key  cost
Returned mail processing fee  $10.00
U.S. Draft (USD) $10.00
Official Cheque  $10.00
Monthly Printed Statement Fee (does not apply to Youth)  $2.50
Cheque Images included in Printed Statement $1.00
Additional change of signor fee  $25.00
 
 

Start today

 

Open a Core Account

Open a Premium Unlimited Account

Open a Mobile Unlimited Account

 

Open a Core Youth

Open a Youth Mobile Unlimited

 
 
 

We are always here to help

 
 

® MEMBER CARD is a registered certication mark owned by Canadian Credit Union Association, used under license.

® INTERAC Online and INTERAC e-Transfer are Trade-marks of Interac Inc. Used under license.

® MemberLink Telephone Service and MemberDirect ® Online Service are registered trade-marks owned by Canadian Credit Union Association, used under license.

® ding free is a registered trade-mark of Central 1 Credit Union, used under license. This brochure is a general source of information and is subject to change. Some conditions and additional fees may apply. 

Rates, fees and accounts are subject to change. For a complete list of services and fees, refer to our Service Fee Guide.

​*Except when transferred to another credit union