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CHEQUING ACCOUNT FEES

CORE

  • Monthly Fee - $4
  • In-Branch or Electronic Transactions - 12
  • INTERAC® e-Transfers - FREE

OPEN ACCOUNT    

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 Current Members

​MOBILE UNLIMITED

  • Monthly Fee - $9
  • Electronic Transactions - Unlimited
  • INTERAC® e-Transfers - FREE
  • INTERAC® ATM withdrawals - 2

OPEN ACCOUNT

Not A Member Yet?

 Current Members

​PREMIUM UNLIMITED

  • Monthly Fee - $14
  • In-Branch or Electronic Transactions - Unlimited
  • INTERAC® e-Transfers - FREE
  • INTERAC® ATM withdrawals - 2

OPEN ACCOUNT

Not A Member Yet?

 Current Members

​U.S. DOLLAR ACCOUNTS

  • ​Monthly Fee (USD) - $1.50
  • Cost for services in USD (see Personal Account Fees)

Call us or visit one of our branches to open a U.S. Dollar Account.

YOUTH ACCOUNT FEES

​CORE YOUTH (ages 10 - 18)

  • Monthly Fee - FREE
  • In-Branch or Electronic Transactions - 12
  • INTERAC®  e-Transfers - FREE

OPEN ACCOUNT

​​Not A Member Yet?

 Current Members

MOBILE UNLIMITED - Youth (ages 10-18) and Student (ages 19-24)

  • Monthly Fee - FREE
  • Electronic Transactions - Unlimited
  • INTERAC® e-Transfers - FREE
  • INTERAC® ATM withdrawals - 2

OPEN ACCOUNT

Not A Member Yet?

 Current Members

SENIOR ACCOUNT FEES

​GOLDEN ACCOUNTS (for those 60+)

No standard service charges on CDN accounts, with the following exceptions:

  • Non-EXCHANGE® ATM - $2
  • U.S. and International ATM - $3/5
  • INTERAC® e-Transfers® - $1.50

Reduction on safety deposit box rental fees.

OPEN ACCOUNT

Not A Member Yet? 

Current Members

ADDITIONAL ACCOUNT FEES

PERSONAL ACCOUNT FEES

Insufficient Funds Fee$42.00
Overdraft charge, per item$5.00
System transfer to cover overdraft $4.00
Telephone request for transfer $4.00
Cheques, encoded, per item     $0.75 ($0.30 Youth)
Cheques, non-encoded, per item $5.00
Rejected items, per item $5.00
Preauthorized payments $0.75 ($0.30 Youth)
Direct payment purchases $0.65 ($0.25 Youth)
Stop payment order    $13.00
Processing cheque drawn in U.S. funds on CDN account $13.00
Cheque sent/received for/on collection$18.00
Personalized cheques (printing)Cost
Additional starter cheques/per page
$2.00
Line of Credit, monthly fee minimum$2.50
Bill payments - in-branch $1.50  ($0.75 Youth)
Bill Payments by MemberLink® Telebanking, MemberDirect® Online Banking$0.75 ($0.30 Youth)
Fee to replace lost ATM card $5.00
Withdrawals (in-branch) $0.75
Transfers for Mobile Unlimited (in-branch) $0.60 ($0.30 Youth)
Monthly Printed Statement Fee (does not apply to Youth/Student Accounts)$2.00
Cheque Images included in Printed Statement $1.00
INTERAC e-Transfers® (unless included in Account Package)$1.50
INTERAC Online®FREE
Deposits at SCCU (in-branch, ATM, night depository)FREE
Transfers (in-branch)  FREE

​WIRE TRANSFERS

To credit union in BC $10.00
To credit union outside BC or bank                          $20.00
International Cost +$7.00

​BILL PAYMENTS


MEMBERLINK® TELEBANKING

MEMBERDIRECT® IN-BRANCH       

IN-BRANCH

Regular$0.75$0.75$1.50
Youth/Student$0.30$0.30$0.75
Business$0.75$0.75$1.50

AUTOMATED TELLER MACHINE (ATM) CHARGES


REGULAR

YOUTH/ STUDENT

SCCU ATM$0.65$0.25
Other BC Credit Union ATM      $0.65$0.25
EXCHANGE® ATM$0.65$0.25
INTERAC® ATM$2.00$2.00
U.S. ATM$3.00$3.00
International ATM$5.00$5.00

Some institutions have additional surcharges; THE EXCHANGE® Network has no surcharges.

​BORROWING + LENDING

LOANS

PPSA - registration                                                    
cost +$25 
Renewal 
cost 
Lien search 
cost +$15

Alterations 


min. $20

MORTGAGES

Appraisals 
cost 
Inspections
cost 
Title Search 
cost 
Registry and solicitor fees 
cost 
Discharge and transfer out 
$75 .00
Early renewal 3 months interest or interest differential 

Renewal 
$85.00
Transfer in from other Financial Institution 
nil

​SAFETY DEPOSIT BOXES

Small 

$35.00 +GST
Medium
$45.00 +GST
Large
$70.00 +GST
Extra Large
$100.00 +GST
 Drilling box
cost + $25.00
Replacing lost key                                                                    
cost + $10.00


​MISCELLANEOUS 

Letter of interest paid (income tax) $15.00
Registration of Certificate of Title cost +$25.00
Letter of Credit 1% min. $25.00
Automatic loan payment reversed$5.00
Account closed (open less than 90 days)                                                                                  $25.00
Balance of account transfer*$20.00
Inactive account – annually $25.00
Reference letter – account balance $15.00
Reference letter – bank verification $20.00
Reference letter – interest earned$15.00
Voucher search – less than 30 days $5.00
Voucher search – more than 30 days $30.00/hr, min. $15.00
RESP, RRSP, RRIF or TFSA transfer out $50.00
Post dated cheques, held for deposit $3.00 per item
Statement prepared in branch $5.00
Chargebacks $5.00
Cheque drawn on non-chequing account $5.00
Bill payment tracing cost
Replace lost night deposit key cost
Returned mail processing fee $10.00
U.S. Draft (USD)$6.75
Official Cheque $6.75
Monthly Printed Statement Fee (does not apply to Youth) $2.00
Cheque Images included in Printed Statement$1.00
Additional change of signor fee $25.00

Start today

Open a Core Account

Open a Premium Unlimited Account

Open a Mobile Unlimited Account

Open a Youth Mobile Unlimited

Open a Golden Account