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CHEQUING ACCOUNT FEES

  • Monthly Fee - $4
  • In-Branch or Electronic Transactions - 12
  • INTERAC® e-Transfers - FREE
  • Members 60 years of age or over enjoy a $4 discount on their monthly fee

OPEN ACCOUNT    

 
  • Monthly Fee - $9
  • Electronic Transactions - Unlimited
  • INTERAC® e-Transfers - FREE
  • INTERAC® ATM withdrawals - 2
  • ​​Members 60 years of age or over enjoy a $4 discount on their monthly fee

OPEN ACCOUNT

 
  • Monthly Fee - $14
  • In-Branch or Electronic Transactions - Unlimited
  • INTERAC® e-Transfers - FREE
  • INTERAC® ATM withdrawals - 2
  • Members 60 years of age or over enjoy a $4 discount on their monthly fee

OPEN ACCOUNT

 
  • ​Monthly Fee (USD) - $1.50
  • Cost for services in USD (see Personal Account Fees)

Call us or visit one of our branches to open a U.S. Dollar Account.

 

YOUTH ACCOUNT FEES

  • Monthly Fee - FREE
  • In-Branch or Electronic Transactions - 12
  • INTERAC®  e-Transfers - FREE

OPEN ACCOUNT

 
  • Monthly Fee - FREE
  • Electronic Transactions - Unlimited
  • INTERAC® e-Transfers - FREE
  • INTERAC® ATM withdrawals - 2

OPEN ACCOUNT

 

ADDITIONAL ACCOUNT FEES

Insufficient Funds Fee $42.00
Overdraft charge, per item $5.00
System transfer to cover overdraft  $4.00
Telephone request for transfer  $4.00
Cheques, encoded, per item      $0.75 ($0.30 Youth)
Cheques, non-encoded, per item  $5.00
Rejected items, per item  $5.00
Preauthorized payments  $0.75 ($0.30 Youth)
Direct payment purchases  $0.65 ($0.25 Youth)
Stop payment order     $13.00
Processing cheque drawn in U.S. funds on CDN account  $13.00
Cheque sent/received for/on collection $18.00
Personalized cheques (printing) Cost
Additional starter cheques/per page
$2.00
Line of Credit, monthly fee minimum $2.50
Bill payments - in-branch  $1.50  ($0.75 Youth)
Bill Payments by MemberLink® Telebanking, MemberDirect® Online Banking $0.75 ($0.30 Youth)
Fee to replace lost ATM card  $5.00
Withdrawals (in-branch)  $0.75
Transfers for Mobile Unlimited (in-branch)  $0.60 ($0.30 Youth)
Monthly Printed Statement Fee (does not apply to Youth/Student Accounts) $2.00
Cheque Images included in Printed Statement  $1.00
INTERAC e-Transfers® (unless included in Account Package) $1.50
INTERAC Online® FREE
Deposits at SCCU (in-branch, ATM, night depository) FREE
Transfers (in-branch)   FREE
 
Domestic and International $30.00
 
 

MEMBERLINK® TELEBANKING

MEMBERDIRECT® IN-BRANCH       

IN-BRANCH

Regular $0.75 $0.75 $1.50
Youth/Student $0.30 $0.30 $0.75
Business $0.75 $0.75 $1.50
 

 

REGULAR

YOUTH/ STUDENT

SCCU ATM $0.65 $0.25
Other BC Credit Union ATM       $0.65 $0.25
EXCHANGE® ATM $0.65 $0.25
INTERAC® ATM $2.00 $2.00
U.S. ATM $3.00 $3.00
International ATM $5.00 $5.00

Some institutions have additional surcharges; THE EXCHANGE® Network has no surcharges.
 

LOANS

PPSA - registration                                                    
cost +$25 
Renewal 
cost 
Lien search 
cost +$15

Alterations 

 

min. $20

MORTGAGES

Appraisals 
cost 
Inspections
cost 
Title Search 
cost 
Registry and solicitor fees 
cost 
Discharge and transfer out 
$75 .00
Early renewal 3 months interest or interest differential 
 
Renewal 
$85.00
Transfer in from other Financial Institution 
nil
 

Small 

$35.00 +GST
Medium
$45.00 +GST
Large
$70.00 +GST
Extra Large
$100.00 +GST
 Drilling box
cost + $25.00
Replacing lost key                                                                    
cost + $10.00
 
Letter of interest paid (income tax)  $15.00
Registration of Certificate of Title  cost +$25.00
Letter of Credit  1% min. $25.00
Automatic loan payment reversed $5.00
Account closed (open less than 90 days)                                                                                   $25.00
Balance of account transfer* $20.00
Inactive account – annually  $25.00
Reference letter – account balance  $15.00
Reference letter – bank verification  $20.00
Reference letter – interest earned $15.00
Voucher search – less than 30 days  $5.00
Voucher search – more than 30 days  $30.00/hr, min. $15.00
RESP, RRSP, RRIF or TFSA transfer out  $50.00
Post dated cheques, held for deposit  $3.00 per item
Statement prepared in branch  $5.00
Chargebacks  $5.00
Cheque drawn on non-chequing account  $5.00
Bill payment tracing  cost
Replace lost night deposit key  cost
Returned mail processing fee  $10.00
U.S. Draft (USD) $9.00
Official Cheque  $9.00
Monthly Printed Statement Fee (does not apply to Youth)  $2.00
Cheque Images included in Printed Statement $1.00
Additional change of signor fee  $25.00
 
 

Start today

 

Open a Core Account

Open a Premium Unlimited Account

Open a Mobile Unlimited Account

 

Open a Core Youth

Open a Youth Mobile Unlimited

Open a Golden Account

 
 
 

We are always here to help

 
 

® MEMBER CARD is a registered certication mark owned by Canadian Credit Union Association, used under license.

® INTERAC Online and INTERAC e-Transfer are Trade-marks of Interac Inc. Used under license.

® MemberLink Telephone Service and MemberDirect ® Online Service are registered trade-marks owned by Canadian Credit Union Association, used under license.

® ding free is a registered trade-mark of Central 1 Credit Union, used under license. This brochure is a general source of information and is subject to change. Some conditions and additional fees may apply. Updated April 2019.

Rates, fees and accounts are subject to change. For a complete list of services and fees, refer to our Service Fee Guide.

​*Except when transferred to another credit union