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UPDATES ON COVID-19: Your health and financial wellbeing is our top priority. Get the latest updates here. 



Contact us by phone (604.740.2662) or (Live Chat) for all your banking related matters Monday to Friday 7:30am - 6:30pm and Saturdays 7:30am - 5:00pm (Please note we have minimized our In-Branch Service Hours)


CHEQUING ACCOUNT FEES

CORE

  • Monthly Fee - $4
  • In-Branch or Electronic Transactions - 12
  • INTERAC® e-Transfers - FREE

OPEN ACCOUNT    

Not A Member Yet?

 Current Members

​MOBILE UNLIMITED

  • Monthly Fee - $9
  • Electronic Transactions - Unlimited
  • INTERAC® e-Transfers - FREE
  • INTERAC® ATM withdrawals - 2

OPEN ACCOUNT

Not A Member Yet?

 Current Members

​PREMIUM UNLIMITED

  • Monthly Fee - $14
  • In-Branch or Electronic Transactions - Unlimited
  • INTERAC® e-Transfers - FREE
  • INTERAC® ATM withdrawals - 2

OPEN ACCOUNT

Not A Member Yet?

 Current Members

​U.S. DOLLAR ACCOUNTS

  • ​Monthly Fee (USD) - $1.50
  • Cost for services in USD (see Personal Account Fees)

Call us or visit one of our branches to open a U.S. Dollar Account.

YOUTH ACCOUNT FEES

​CORE YOUTH (ages 10 - 18)

  • Monthly Fee - FREE
  • In-Branch or Electronic Transactions - 12
  • INTERAC®  e-Transfers - FREE

OPEN ACCOUNT

​​Not A Member Yet?

 Current Members

MOBILE UNLIMITED - Youth (ages 10-18) and Student (ages 19-24)

  • Monthly Fee - FREE
  • Electronic Transactions - Unlimited
  • INTERAC® e-Transfers - FREE
  • INTERAC® ATM withdrawals - 2

OPEN ACCOUNT

Not A Member Yet?

 Current Members

SENIOR ACCOUNT FEES

​GOLDEN ACCOUNTS (for those 60+)

No standard service charges on CDN accounts, with the following exceptions:

  • Non-EXCHANGE® ATM - $2
  • U.S. and International ATM - $3/5
  • INTERAC® e-Transfers® - $1.50

Reduction on safety deposit box rental fees.

OPEN ACCOUNT

Not A Member Yet? 

Current Members

ADDITIONAL ACCOUNT FEES

PERSONAL ACCOUNT FEES

Insufficient Funds Fee$42.00
Overdraft charge, per item$5.00
System transfer to cover overdraft $4.00
Telephone request for transfer $4.00
Cheques, encoded, per item     $0.75 ($0.30 Youth)
Cheques, non-encoded, per item $5.00
Rejected items, per item $5.00
Preauthorized payments $0.75 ($0.30 Youth)
Direct payment purchases $0.65 ($0.25 Youth)
Stop payment order    $13.00
Processing cheque drawn in U.S. funds on CDN account $13.00
Cheque sent/received for/on collection$18.00
Personalized cheques (printing)Cost
Additional starter cheques/per page
$2.00
Line of Credit, monthly fee minimum$2.50
Bill payments - in-branch $1.50  ($0.75 Youth)
Bill Payments by MemberLink® Telebanking, MemberDirect® Online Banking$0.75 ($0.30 Youth)
Fee to replace lost ATM card $5.00
Withdrawals (in-branch) $0.75
Transfers for Mobile Unlimited (in-branch) $0.60 ($0.30 Youth)
Monthly Printed Statement Fee (does not apply to Youth/Student Accounts)$2.00
Cheque Images included in Printed Statement $1.00
INTERAC e-Transfers® (unless included in Account Package)$1.50
INTERAC Online®FREE
Deposits at SCCU (in-branch, ATM, night depository)FREE
Transfers (in-branch)  FREE

​WIRE TRANSFERS

To credit union in BC $10.00
To credit union outside BC or bank                          $20.00
International Cost +$7.00

​BILL PAYMENTS


MEMBERLINK® TELEBANKING

MEMBERDIRECT® IN-BRANCH       

IN-BRANCH

Regular$0.75$0.75$1.50
Youth/Student$0.30$0.30$0.75
Business$0.75$0.75$1.50

AUTOMATED TELLER MACHINE (ATM) CHARGES


REGULAR

YOUTH/ STUDENT

SCCU ATM$0.65$0.25
Other BC Credit Union ATM      $0.65$0.25
EXCHANGE® ATM$0.65$0.25
INTERAC® ATM$2.00$2.00
U.S. ATM$3.00$3.00
International ATM$5.00$5.00

Some institutions have additional surcharges; THE EXCHANGE® Network has no surcharges.

​BORROWING + LENDING

LOANS

PPSA - registration                                                    
cost +$25 
Renewal 
cost 
Lien search 
cost +$15

Alterations 


min. $20

MORTGAGES

Appraisals 
cost 
Inspections
cost 
Title Search 
cost 
Registry and solicitor fees 
cost 
Discharge and transfer out 
$75 .00
Early renewal 3 months interest or interest differential 

Renewal 
$85.00
Transfer in from other Financial Institution 
nil

​SAFETY DEPOSIT BOXES

Small 

$35.00 +GST
Medium
$45.00 +GST
Large
$70.00 +GST
Extra Large
$100.00 +GST
 Drilling box
cost + $25.00
Replacing lost key                                                                    
cost + $10.00


​MISCELLANEOUS 

Letter of interest paid (income tax) $15.00
Registration of Certificate of Title cost +$25.00
Letter of Credit 1% min. $25.00
Automatic loan payment reversed$5.00
Account closed (open less than 90 days)                                                                                  $25.00
Balance of account transfer*$20.00
Inactive account – annually $25.00
Reference letter – account balance $15.00
Reference letter – bank verification $20.00
Reference letter – interest earned$15.00
Voucher search – less than 30 days $5.00
Voucher search – more than 30 days $30.00/hr, min. $15.00
RESP, RRSP, RRIF or TFSA transfer out $50.00
Post dated cheques, held for deposit $3.00 per item
Statement prepared in branch $5.00
Chargebacks $5.00
Cheque drawn on non-chequing account $5.00
Bill payment tracing cost
Replace lost night deposit key cost
Returned mail processing fee $10.00
U.S. Draft (USD)$6.75
Official Cheque $6.75
Monthly Printed Statement Fee (does not apply to Youth) $2.00
Cheque Images included in Printed Statement$1.00
Additional change of signor fee $25.00

Start today

Open a Core Account

Open a Premium Unlimited Account

Open a Mobile Unlimited Account

Open a Youth Mobile Unlimited

Open a Golden Account