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SAVINGS ACCOUNT FEES

​SAVINGS ACCOUNT FEES

  • Monthly fee - FREE
  • Monthly eStatements - FREE
  • INTERAC® e-Transfers - $1.50

HIGH INTEREST SAVINGS ACC​OUNT FEES

  • Monthly fee - FREE
  • Monthly eStatements - FREE
  • INTERAC® e-Transfers - $1.50

PERSONAL ACCOUNT FEES

Preauthorized payments$0.75 ($0.30 Youth)
Direct payment purchases$0.65 ($0.25 Youth)
Stop payment order$13.00
Bill payments - in-branch$1.50  ($0.75 Youth)
Bill Payments by MemberLink® Telebanking, MemberDirect® Online Banking                                                                      $0.75 ($0.30 Youth)
Fee to replace lost ATM card$5.00
Withdrawals (in-branch)$0.75
Transfers for Mobile Unlimited (in-branch)$0.60 ($0.30 Youth)
Monthly Printed Statement Fee (does not apply to Youth/Student Accounts)$2.00
INTERAC e-Transfers®$1.50
INTERAC Online®FREE
Deposits at SCCU (in-branch, ATM, night depository)FREE
Transfers (in-branch)     FREE

​WIRE TRANSFERS

To credit union in BC $10.00
To credit union outside BC or bank                                                                                 $20.00
InternationalCost +$7.00

​BILL PAYMENT


MemberLink® Telebanking

MemberDirect® In-branch  

In-branch

Regular$0.75$0.75$1.50
Youth/Student$0.30$0.30$0.75

​AUTOMATED TELLER MACHINE (ATM) CHARGES


Regular

YOUTH/student

SCCU ATM$0.65$0.25
Other BC Credit Union ATM          $0.65$0.25
EXCHANGE ATM$0.65$0.25
INTERAC® ATM$2.00$2.00
U.S. ATM$3.00$3.00
International ATM          $5.00$5.00

Some institutions have additional surcharges; THE EXCHANGE® Network has no surcharges.

​MISCELLANEOUS 

Letter of interest paid (income tax) $15.00
Registration of Certificate of Title cost +$25.00
Letter of Credit 1% min. $25.00
Automatic loan payment reversed$5.00
Account closed (open less than 90 days)                                                                                  $25.00
Balance of account transfer*$20.00
Inactive account – annually $25.00
Reference letter – account balance $15.00
Reference letter – bank verification $20.00
Reference letter – interest earned$15.00
Voucher search – less than 30 days $5.00
Voucher search – more than 30 days $30.00/hr, min. $15.00
RESP, RRSP, RRIF or TFSA transfer out $50.00
Post dated cheques, held for deposit $3.00 per item
Statement prepared in branch $5.00
Chargebacks $5.00
Cheque drawn on non-chequing account $5.00
Bill payment tracing cost
Replace lost night deposit key cost
Returned mail processing fee $10.00
U.S. Draft (USD)$6.75
Official Cheque $6.75
Monthly Printed Statement Fee (does not apply to Youth) $2.00
Cheque Images included in Printed Statement$1.00
Additional change of signor fee $25.00

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