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  • Monthly fee - FREE
  • Monthly eStatements - FREE
  • INTERAC® e-Transfers - $1.50
  • ​​​Monthly fee - FREE
  • Monthly eStatements - FREE
  • $5 fee per transaction  (free for deposits)
  • INTERAC® e-Transfers - $1.50
Preauthorized payments $0.75 ($0.30 Youth)
Direct payment purchases $0.65 ($0.25 Youth)
Stop payment order $13.00
Bill payments - in-branch $1.50  ($0.75 Youth)
Bill Payments by MemberLink® Telebanking, MemberDirect® Online Banking                                                                       $0.75 ($0.30 Youth)
Fee to replace lost ATM card $5.00
Withdrawals (in-branch) $0.75
Transfers for Mobile Unlimited (in-branch) $0.60 ($0.30 Youth)
Monthly Printed Statement Fee (does not apply to Youth/Student Accounts) $2.00
INTERAC e-Transfers® $1.50
Deposits at SCCU (in-branch, ATM, night depository) FREE
Transfers (in-branch)      FREE
Domestic and International $30.00


MemberLink® Telebanking

MemberDirect® In-branch  


Regular $0.75 $0.75 $1.50
Youth/Student $0.30 $0.30 $0.75




SCCU ATM $0.65 $0.25
Other BC Credit Union ATM           $0.65 $0.25
EXCHANGE ATM $0.65 $0.25
INTERAC® ATM $2.00 $2.00
U.S. ATM $3.00 $3.00
International ATM           $5.00 $5.00

Some institutions have additional surcharges; THE EXCHANGE® Network has no surcharges.
Letter of interest paid (income tax)  $15.00
Registration of Certificate of Title  cost +$25.00
Letter of Credit  1% min. $25.00
Automatic loan payment reversed $5.00
Account closed (open less than 90 days)                                                                                   $25.00
Balance of account transfer* $20.00
Inactive account – annually  $25.00
Reference letter – account balance  $15.00
Reference letter – bank verification  $20.00
Reference letter – interest earned $15.00
Voucher search – less than 30 days  $5.00
Voucher search – more than 30 days  $30.00/hr, min. $15.00
RESP, RRSP, RRIF or TFSA transfer out  $50.00
Post dated cheques, held for deposit  $3.00 per item
Statement prepared in branch  $5.00
Chargebacks  $5.00
Cheque drawn on non-chequing account  $5.00
Bill payment tracing  cost
Replace lost night deposit key  cost
Returned mail processing fee  $10.00
U.S. Draft (USD) $9.00
Official Cheque  $9.00
Monthly Printed Statement Fee (does not apply to Youth)  $2.00
Cheque Images included in Printed Statement $1.00
Additional change of signor fee  $25.00

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® MEMBER CARD is a registered certication mark owned by Canadian Credit Union Association, used under license.

® INTERAC Online and INTERAC e-Transfer are Trade-marks of Interac Inc. Used under license.

® MemberLink Telephone Service and MemberDirect ® Online Service are registered trade-marks owned by Canadian Credit Union Association, used under license.

® ding free is a registered trade-mark of Central 1 Credit Union, used under license. This brochure is a general source of information and is subject to change. Some conditions and additional fees may apply. Updated April 2019.

Rates, fees and accounts are subject to change. For a complete list of services and fees, refer to our Service Fee Guide.