- Monthly fee - FREE
- Monthly eStatements - FREE
- INTERAC® e-Transfers - $1.50
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Accounts
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Credit Cards
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Mortgages
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Loans & Credit Lines
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Investing & Retirement
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Insurance
Accounts
Credit Cards
Mortgages
Loans & Credit Lines
Investing & Retirement
Insurance
SAVINGS ACCOUNT FEES
SAVINGS ACCOUNT FEES
HIGH INTEREST SAVINGS ACCOUNT FEES
- Monthly fee - FREE
- Monthly eStatements - FREE
- INTERAC® e-Transfers - $1.50
PERSONAL ACCOUNT FEES
| Preauthorized payments | $0.75 ($0.30 Youth) |
| Direct payment purchases | $0.65 ($0.25 Youth) |
| Stop payment order | $13.00 |
| Bill payments - in-branch | $1.50 ($0.75 Youth) |
| Bill Payments by MemberLink® Telebanking, MemberDirect® Online Banking | $0.75 ($0.30 Youth) |
| Fee to replace lost ATM card | $5.00 |
| Withdrawals (in-branch) | $0.75 |
| Transfers for Mobile Unlimited (in-branch) | $0.60 ($0.30 Youth) |
| Monthly Printed Statement Fee (does not apply to Youth/Student Accounts) | $2.00 |
| INTERAC e-Transfers® | $1.50 |
| INTERAC Online® | FREE |
| Deposits at SCCU (in-branch, ATM, night depository) | FREE |
| Transfers (in-branch) | FREE |
WIRE TRANSFERS
| To credit union in BC | $10.00 |
| To credit union outside BC or bank | $20.00 |
| International | Cost +$7.00 |
BILL PAYMENT
MemberLink® Telebanking | MemberDirect® In-branch | In-branch | |
|---|---|---|---|
| Regular | $0.75 | $0.75 | $1.50 |
| Youth/Student | $0.30 | $0.30 | $0.75 |
AUTOMATED TELLER MACHINE (ATM) CHARGES
Regular | YOUTH/student | |
|---|---|---|
| SCCU ATM | $0.65 | $0.25 |
| Other BC Credit Union ATM | $0.65 | $0.25 |
| EXCHANGE ATM | $0.65 | $0.25 |
| INTERAC® ATM | $2.00 | $2.00 |
| U.S. ATM | $3.00 | $3.00 |
| International ATM | $5.00 | $5.00 |
Some institutions have additional surcharges; THE EXCHANGE® Network has no surcharges.
MISCELLANEOUS
| Letter of interest paid (income tax) | $15.00 |
| Registration of Certificate of Title | cost +$25.00 |
| Letter of Credit | 1% min. $25.00 |
| Automatic loan payment reversed | $5.00 |
| Account closed (open less than 90 days) | $25.00 |
| Balance of account transfer* | $20.00 |
| Inactive account – annually | $25.00 |
| Reference letter – account balance | $15.00 |
| Reference letter – bank verification | $20.00 |
| Reference letter – interest earned | $15.00 |
| Voucher search – less than 30 days | $5.00 |
| Voucher search – more than 30 days | $30.00/hr, min. $15.00 |
| RESP, RRSP, RRIF or TFSA transfer out | $50.00 |
| Post dated cheques, held for deposit | $3.00 per item |
| Statement prepared in branch | $5.00 |
| Chargebacks | $5.00 |
| Cheque drawn on non-chequing account | $5.00 |
| Bill payment tracing | cost |
| Replace lost night deposit key | cost |
| Returned mail processing fee | $10.00 |
| U.S. Draft (USD) | $6.75 |
| Official Cheque | $6.75 |
| Monthly Printed Statement Fee (does not apply to Youth) | $2.00 |
| Cheque Images included in Printed Statement | $1.00 |
| Additional change of signor fee | $25.00 |