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  • Rates
  • Term Deposit Rates

TERM DEPOSIT RATES

Scroll down for: Long Term Rates, TFSA Rates, USD Short Term Rates, USD Long Term Rates and Escalator Rates

Short Term

(RATES EFFECTIVE 2021-01-20) 

{{'rates.group.none_selected' | i18n}}

{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

(RATES EFFECTIVE 2020-08-10)

{{'rates.group.none_selected' | i18n}}

{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}
  • 30 day to two year redeemable terms may be redeemed at a discount 29 days after the date of deposit
  • Short terms and 1 year terms pay interest at maturity date

Members have the option to have this interest paid into their account or back into their term.

All rates subject to change without notice.

Long Term

RATES EFFECTIVE 2021-01-20)

{{'rates.group.none_selected' | i18n}}

{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

(RATES EFFECTIVE 2021-08-10)
  

{{'rates.group.none_selected' | i18n}}

{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}
  • 30 day to two year redeemable terms may be redeemed at a discount 29 days after the date of deposit
  • Three to five year redeemable term deposits will have a discount if redeemed within 364 days 
  • Short terms and 1 year terms pay interest at maturity date
  • Two to five year terms pay interest annually on the anniversary date

Members have the option to have this interest paid into their account or back into their term.

All rates subject to change without notice.

Escalator Term Deposits

(RATES EFFECTIVE 2021-08-10)

{{'rates.group.none_selected' | i18n}}

{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

RATES EFFECTIVE 2021-08-10)

{{'rates.group.none_selected' | i18n}}

{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

RATES EFFECTIVE 2021-08-10)

{{'rates.group.none_selected' | i18n}}

{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

RATES EFFECTIVE 2021-08-10)

{{'rates.group.none_selected' | i18n}}

{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

Sunshine Coast Escalator Terms are also RRSP eligible.

Minimum Deposit Required:

  • RRSP - $500
  • Non RRSP - $1,000

All rates subject to change without notice.

TFSA

(RATES EFFECTIVE 2021-08-10)
 

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{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

{{'rates.group.none_selected' | i18n}}

{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

All rates subject to change without notice.

USD Short Term

(RATES EFFECTIVE 2018-05-11)

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{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

(RATES EFFECTIVE 2021-08-10)

{{'rates.group.none_selected' | i18n}}

{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

All rates subject to change without notice.

USD Long Term

(RATES EFFECTIVE 2018-05-11)

{{'rates.group.none_selected' | i18n}}

{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

(RATES EFFECTIVE 2021-08-10)

{{'rates.group.none_selected' | i18n}}

{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

Products, features and rates are subject to change without notice. In the event of a discrepancy between the rates posted on this website and the official rates posted in our branches, the latter shall prevail.

More rates