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2-Step Verification — Now here for all members. 

Learn all you need to know about our new security feature involving authentication via an auto-generated code.


What to expect: 

When you first log in after launch, you'll be prompted to set up 2-Step Verification – an industry-wide feature used for security and user authentication. Click here for set up instructions.

Note: you can defer set up by clicking the "Not Now" option on the pop-up screen.


All Members Will Need to Be Enrolled in 2-Step Verification by April 6th, 2022. You Will Not Be Able to Defer Past This Date.


The following Q&A will help you learn more about our new security measure designed to help keep your accounts even more protected. Please also refer to the following resources for further support:




What is 2-Step Verification?

It’s an additional and highly effective security measure we’re adding to the login process for SCCU online and mobile banking as well as MemberDirect Small Business. 2-Step Verification involves entering an auto-generated verification code (that you’ll receive separately through text or email) in addition to your member number and password.

You might already be familiar with this security feature if you have Facebook or Gmail and have ever logged into these accounts from a different device than you normally do (a work computer versus a home computer for example).

All members who bank online will soon be required to enroll in 2-Step Verification so that everyone can benefit from this security measure. After that, you’ll only be prompted to follow through with 2-Step Verification if your login attempt is assessed as needing increased authentication. That means most members won’t have to do it often after their initial enrollment.


Will there be a new login page for online banking?

Yes. To get there, please use the Online Banking button via our homepage to loginTo review the login screen, please see the step-by-step guide. You will notice a different login screen for the SCCU Mobile App as well. 


Is there any troubleshooting advice?

Yes. If you are experiencing any issues with online banking, please clear your cache. For instructions on how to do this, please click on the appropriate link based on the browser you are using in the Trouble Shooting Guide. 

For any other browsers, please check their support site for instructions.


How does it benefit me?

Cyber threats such as malware and phishing attacks are becoming increasingly sophisticated. A stronger, more secure authentication process involving a verification code will provide an additional layer of security.


When will I need to use 2-Step Verification?

There are two situations where you will be prompted to follow through with 2-Step Verification:

  1. When it first launches (Feb.9)

  2. Whenever the online/mobile banking attempt is assessed as needing increased authentication.


How do I set it up?

The process is quite straightforward — just follow the prompts. Don’t forget that your verification code is only valid for 10 minutes once generated. Each new code would also replace any previous codes sent to you, so remember to only use the most current one. See Step-By-Step Guide for additional detail. 


If I use the mobile app, will I need to update it?

Yes, if you use the SCCU mobile app you will have to update it so that 2-Step Verification will work.


Does 2-Step Verification replace the use of challenge questions and answers for login?

Yes it does. Because generated verification codes only last a brief time, they are more secure than challenge questions and answers. And you won’t have to worry about remembering your answers!


Can I register for 2-Step Verification via both text and email?

Yes. When you first enroll, you can enter only one choice (text or email) to receive notifications. However, you can update your contact information using the Profiles and Preferences screen to add another notification channel.


Note: You will still need to select either text or email as your preferred method of notification, and you can only register one email and one phone number.

Please note: If you have the SCCU mobile app, you will need to update it on your mobile device via the App Store (or through Google Play on Android devices). Updating your SCCU mobile app is required to ensure full 2-Step Verification functionality.


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