Skip to main content
Skip to main content

Welcome!  We are pleased to continue uninterrupted financial services through your choice of channel: digital, online chat, phone, or in-branch.    Learn more about your options, our hours and how we are keeping everyone safe along the way.


We are pleased to be able to assist our members in accessing the Government’s Canada Emergency Business Account (CEBA).

Deadline to apply has extended to October 31st. Learn more 


Together, we’ve experienced significant change and uncertainty due to the COVID crisis. What is steadfast, is our committed to supporting our members through these times. Connect with us today; because we’re here, and we’re invested in you. 


SCCU Support

​Personalized Plans - ​We’re building personalized plans customized to your needs, which may include:

  • Expertise, planning tools, resources and referrals
  • Interest only payments
  • Refinancing and debt consolidation, loans, lines of credit
  • Ability to accept digital payments. Learn more
  • A team of local commercial experts dedicated to your success

​​Services & Waived Fees

  • No holds on cheques at the ATM
  • Increased ATM withdrawal limit to $750
  • Temporary increase to contactless (tap) Interac debit transactions to $400
  • Increased contactless credit card payments to $250 for grocery & pharmacies 
  • Credit card payment deferrals up to 6 months. Call: 1 855.341.4643. Learn more.
  • Extended Member Service Centre hours with local advisors ready to help

​Reinforce Business Resiliency Platform

The Coast’s business community has been impacted in an unprecedented way. Time to reassess and reset your business? Don’t know where to start? Reinvest in you with our resiliency program, powered by global business accelerator Spring Activator. We purchased this program for all Coast business owners and leaders, so it’s free for you to join!

Learn More

​Rebuild Business Grant

We are proud to announce up to $100,000 in non-repayable grants to coast businesses.  Meet the recipients!

Learn More

​ Your Next Steps

Connect with us. We’ll take the time to assess your situation and personalize solutions based on your needs.

Government Support

​Canada Emergency Business Account (CEBA)

**The Government of Canada has expanded the eligibility criteria. Application deadline is October 31st***

Up to $40,000 in interest free lending for organizations that can demonstrate $20,000 to $1.5 million in payroll in 2019. Repayment by December 31 2022 will result in loan forgivenessof 25% (up to $10,000). We are pleased to be able to assist our members in accessing CEBA. The application is now available through our online banking portal (not through the mobile app).

> Learn More and Assess your Eligibility

> Prepare and Apply Today:

  • Confirm you are able to log into SCCU online banking
  • (the applicant must be an authorized signer AND have the ability to bind the company)
  • Confirm you have the 2019 Statement of Remuneration (T4SUM) for the business
  • Confirm you have your 15 digit CRA business number (located on your T4SUM)
  • Confirm your payroll expenses meet the requirements noted below (the sum of Box 14 and Box 71)
  • For the Non-Deffrable Expense Stream, prepare to upload your documents to CEBA Government site after submitting your application: Bills / invoices / agreements that prove greater than $40,000 CAD in 2020 Eligible Non-Deferrable Expenses. Upload HERE.   

Once you have submitted your application, please expect an email within 1-2 business days, confirming that your application has been received and is in progress. Should all the qualification criteria be satisfied, you will receive a request from e-Sign to sign the loan document within 4-6 business days. The funds will be deposited to your account within 1 business day after we receive confirmation of signing.

Questions?  Need access to online banking? Unsure of your eligibility? Please connect with us:  commerciallendingunit@sunshineccu.net or 604.740.2662.

Apply Now


​Canada Emergency Wage Subsidy (CEWS)

Changes to CEWS allows eligible employers who had any drop in revenue to now qualify for the wage subsidy, starting with the claim periods that began July 5.  The subsidy rate varies, depending on how much your revenue dropped.  

Upcoming claim periods for applications:

Claim period 7: August 30 to September 26, 2020

Claim period 8: September 27 to October 24, 2020

Claim period 9: October 25 to November 21, 2020

​Business Credit Availability Program (BCAP)

Credit solutions through the Business Development Bank of Canada (BDC) and Export Development Canada (EDC).

Your next steps

Disclaimer

Information provided here is for convenience purposes only and does not constitute professional or legal advice. Details including eligibility requirements, your obligations and additional programs that may be available to you can be found on the official provincial and federal government websites.

Get Mobile Security Alerts

Sign up to receive email/text alerts when online banking activity occurs.

Prevent Fraud

Be fraud aware: how to identify, report, and stop fraud.

Build Resilience

Listen to past MedTalks livestream webinars featuring local mental health leaders.

View Community Support

The impact you’re making for your neighbours, just by being a member.

View Canada’s Economic Response Plan

Details related to Canada’s plan to support people and businesses. 

Check out our Business Resources Page

Learn more about COVID 19 financial options, SCCU support & local resources. 

We are always here to help

LIVE CHAT

M-F  7:30am - 6:30pm
Sat   7:30am - 5:00pm

EMAIL

inquiries@sunshineccu.net
M-F   7:30am-6:30pm
     Sat    7:30am -5:00pm    

BOOK

Book an appointment online