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Together, we’ve experienced significant change and uncertainty due to the COVID crisis. 

What is steadfast, is our committed to supporting our members through these times. 

Connect with us today; because we’re here, and we’re invested in you. 

 

COVID 19 - SCCU Support

We’re building personalized plans customized to your needs, which may include:

  • Expertise, planning tools, resources and referrals
  • Interest only payments
  • Refinancing and debt consolidation, loans,lines of credit
  • Ability to accept digital payments. Learn more
  • A team of local commercial experts dedicated to your success
 
  • No holds on cheques at the ATM
  • Increased ATM withdrawal limit to $750
  • Temporary increase to contactless (tap) Interac debit transactions to $400
  • Increased contactless credit card payments to $250 for grocery & pharmacies 
  • Credit card payment deferrals up to 6 months. Call: 1 855.341.4643. Learn more.
  • Extended Member Service Centre hours with local advisors ready to help
 

The Coast’s business community has been impacted in an unprecedented way. Time to reassess and reset your business? Don’t know where to start? Reinvest in you with our resiliency program, powered by global business accelerator Spring Activator. We purchased this program for all Coast business owners and leaders, so it’s free for you to join!

Learn More

 

We are proud to announce up to $200,000 in non-repayable grants to coast businesses.  Meet the recipients. 

Learn More

 

Connect with us. We’ll take the time to assess your situation and personalize solutions based on your needs.

 
 

COVID 19 - Government Support

**The Government of Canada has expanded the eligibility criteria for the Canada Emergency Business Account (CEBA). Deadline to apply is March 31, 2021**

UAs of December 4, 2020, CEBA loans for eligible businesses will increase from $40,000 to $60,000.Applicants who have received the $40,000 CEBA loan may apply for the $20,000 expansion, which provides eligible businesses with an additional $20,000 in financing.All applicants have until March 31, 2021, to apply for $60,000 CEBA loan or the $20,000 expansion We are pleased to be able to assist our members in accessing CEBA. The application is now available through our online banking portal (not through the mobile app).

Your next steps

  • Learn more and assess your eligibility
  • Prepare and Apply Today
  • Confirm you are able to log into SCCU online banking (the applicant must be an authorized signer AND have the ability to bind the company)Confirm you have the 2019 Statement of Remuneration (T4SUM) for the business
  • Confirm you have your 15 digit CRA business number (located on your T4SUM)
  • Confirm your payroll expenses meet the requirements noted below (the sum of Box 14 and Box 71) Once you have submitted your application, please expect an email within 1-2 business days, confirming that your application has been received and is in progress. Should all the qualification criteria be satisfied, you will receive a request from e-Sign to sign the loan document within 4-6 business days. The funds will be deposited to your account within 1 business day after we receive confirmation of signing.
  • ​For the Non-Deffrable Expense Stream, prepare to upload your documents to CEBA Government site after submitting your application: Bills / invoices / agreements that prove greater than $40,000 CAD in 2020 Eligible Non-Deferrable Expenses. Upload here

Questions? Need access to online banking? Unsure of your eligibility?  

Please connect with us:  commerciallendingunit@sunshineccu.net or 604.740.2662.

Apply Now

 

Changes to CEWS allows eligible employers who had any drop in revenue to now qualify for the wage subsidy, starting with the claim periods that began July 5.  The subsidy rate varies, depending on how much your revenue dropped.  The wage subsidy does not renew automatically. Each period, you must confirm that you're eligible and calculate your amount according to that period's rules before you apply.

Claim periods for applications:

Claim period 7: August 30 to September 26, 2020

Claim period 8: September 27 to October 24, 2020

Claim period 9: October 25 to November 21, 2020

Claim Period 10: November 22 to December 19, 2020

Claim Period 11: December 20, 2020 to January 16, 2021

Claim Period 12: January 17 to February 13, 2021

The last day you can apply is Thursday, July 15, 2021.

 
 

Credit solutions through the Business Development Bank of Canada (BDC) and Export Development Canada (EDC).

Your next steps

 

Small Business Banking – Simple, Innovative & Fully Integrated

With MemberDirect® Small Business (MDSB), you are well on your way to managing your banking no matter where you happen to be.

With features such as delegates and dual approvals, you can say goodbye to business bottlenecks. MDSB allows employees, partners, accountants, and anyone with permissions to make or approve payments, or simply view accounts, according to their role. Your business will be both more efficient and more secure, using delegates for your day-to-day business transactions and dual approvals for sound financial oversight. Plus, permissions can be restricted or rescinded as quickly as they were set up, so nothing happens outside your purview or control.

Our Quick Guide will walk you through key features including:

  • moving money between business and personal accounts
  • accessing personal and business accounts with a single login
  • setting up users who are not signers with either read-only or initiator privileges and allowing them to access online personal and business accounts
  • granting single or dual signer access to business accounts for initiating and approving transactions

Your next steps

 

The SCCU Mobile App for Android and IOS creates convenience, no matter where you happen to be. The functionality is similar to desktop online banking except it does not provide the ability to add or modify delegates or consolidated accounts. You will still be able to approve and reject transactions.

Download the Mobile App Today.

 

Save a trip to the branch and deposit your cheques from the convenience of your couch with the help of your smartphone and SCCU’s Mobile App. 

​Watch the Video – Deposit a Cheque with a Snap

 

Log in to online banking and choose to receive Mobile Security Alerts to your phone or email. You will be notified of any activity within your online banking.

Get Alerts Today

 

Open your business to the world wide web. Our digital transformation loans are designed to provide low cost capital for high growth channels. Taking your business global, national or regional in the online universe can require a short term investment to bring your value into the virtual sphere, and connect you with a world of potential customers. There has never been a greater need for digital transformation. Call us today to access the capital, expertise, and business modelling advice that you’ll need to determine your digital transformation opportunities.

Contact Us 

 

Moving money shouldn’t be an arduous job, you have more important things to focus on. SCCU has payments solutions with you in mind, from accepting credit and debit in-person or online to processing payroll and everything in -between.

Learn more - Payments

Learn more – Merchant Services

Contact us today ​

 

Your security is top of mind for us; and we invite you to make it your priority too. Recognizing fraud is the first step to taking action. Be aware of the risks, learn how to identify fraud and keep yourself safe. In times of crisis, fraudsters

Learn more

Report a lost or stolen card

 
 

Information provided here is for convenience purposes only and does not constitute professional or legal advice. Details including eligibility requirements, your obligations and additional programs that may be available to you can be found on the official provincial and federal government websites.

 
 

Explore Local Resources

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Get Mobile Security Alerts

Sign up to receive email/text alerts when online banking activity occurs.

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Prevent Fraud

Be fraud aware: how to identify, report, and stop fraud.

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Build Resilience  

Listen to past MedTalks livestream webinars featuring local mental health leaders.

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View Community Support

The impact you’re making for your neighbours, just by being a member.

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View Canada’s Economic Response Plan

Details related to Canada’s plan to support people and businesses.

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Return to main COVID-19 Page

Learn more about how we are keeping you safe during COVID-19

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Sign up for Online Banking

Call 604.740.2662 and get equipped with online banking for business.

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Watch Online Banking Tutorials

Made for business - understand delegates and dual authorizations.

 
 
 

We are always here to help